Red - Risk - Business

All-In-One Business Insurance

One Stop Solution for Risk Mitigation

Protect your workers and your business with our all-in-one, comprehensive commercial insurance. Covers your company against financial losses arising from a wide range of risks associated with operating a business.

20200428-Red-Voucher-Early-CI

Limited Time Promotion

Get up to $50 worth of Vouchers

Starting from as low as $0.55 per day, enjoy our special business insurance promotion and get up to $50 worth of vouchers!
Easy online application that just takes 10 mins to apply!

Business Protect360 Packages

Focus on your business and let us take care of the nitty-gritty for you.

Office

Protection for Office Premises

A comprehensive package that caters to the insurance needs of offices such as coverage to indemnifies company financial losses incurred whilst normal business at the insured premise is disrupted due to property damage.

Office - Business
Retail - Business

Retail and Services

Protection for Retail and Services

A comprehensive package designed for the Retail and Service industry such as reasonable additional expenses for rental of alternative premises/cost of temporary storage of property in the event of insured risk which renders location of risk uninhabitable.

Food and Beverages

Protection for Food and Beverages Businesses

A comprehensive solution that is tailored to manage the insurance needs of the Food and Beverage industry such as protection against Fire and for money in locked drawer, cash register and safe in insured premises.

F&B - Business
Clinics - Business

Medical Clinics

Protection for Medical Clinics

A comprehensive solution that caters to the insurance needs of medical clinics (TCMs, aesthetician, etc) and covers legal liability for accidental bodily injury and/or property damage to third parties occurring anywhere in Singapore in connection with business.

Light Industry

*NEW INDUSTRY* Protection for Light Industry Businesses

A comprehensive package that caters to the insurance needs of light industry such as the coverage for repairs or replacement of machines should it suffer from sudden and unforeseen physical loss or damage.

20200902 Light Industry - USP
20200902 Truck - USP

Logistics and Transportation

*NEW INDUSTRY* Protection for Logistics and Transportation Business

A comprehensive package designed for the logistics & transportation industry such as coverage for deterioration of stocks in the cold chamber or accidental loss or damage to customer goods during transit / your possession.

Benefits of Business Protect360

Our Business Protect360 is a series of hassle-free insurance solutions that provides you a comprehensive coverage for your business.

Accident - Business

Accidental Damage and
Physical Loss of Property

Rental - Business

Rental Expenses
Coverages

Expenses - Business

Daily Cash Benefit

Public Liability - Business

Public Liability

Why you should choose Business Protect360?

  Flexibility With Customisation

Customise your protection and get the best quote. We understand that every business is unique and constantly changing. We can tailor our solutions to fit your business needs.

  Experience

At HL Assurance, we have a team of experienced professionals to help you assess your business risk, and recommend the essential products beneficial to your business insurance requirements, and recommend the essential products beneficial to your business.

Business Protect360 Promotion Terms and Conditions
  • The promotion period is between the dates 19 November 2020, 12am and 28 February 2021, 11:59pm (both dates inclusive).
  • Qualified Customers who purchase any Business Protect360 insurance policy during the above promotion period with:
  • Premium payment below $500 will be entitled to S$20 worth of Vouchers (“Gift”).
  • Premium payment above $500 will be entitled to S$50 worth of Vouchers (“Gift”).
  • Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
  • Customers who purchase Business Protect360 insurance from HL Assurance’s intermediaries and/or partners will not be eligible for the Gift.
  • All details and particulars submitted in the application form must be accurate, true and complete. HL Assurance is also not obliged to replace any Gift where email address provided by policyholder is invalid or incorrect.
  • The Gift will be required to be refunded to HL Assurance should the Business Protect360 Insurance policy be terminated or cancelled within six (6) months
  • The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
  • HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
  • All vouchers and gifts are to be collected at HL Assurance Main office.
  • Gift(s) are on a first-come-first serve basis and while stocks last.
  • HL Assurance is not the agent of the merchant and make no representation as to the quality/condition of performance of the goods and services. Any dispute about quality/condition or performance of the goods and services is to be resolved directly between the customers and the merchant.
  • HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
  • HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
  • HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
  • In the event of any dispute, HL Assurance management’s decision is final.
  • HL Assurance full disclaimers, terms and conditions apply to individual products. © 2021 HL Assurance is registered service mark of Hong Leong Group.
  • “HL Assurance” means HL Assurance Private Limited.
  • HL Assurance’s Business Protect360 is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
Benefits And Coverage