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Free Children Coverage

Up to 10% Discount + Free Children Coverage

Keep your young ones safe from accidents and protection against infectious illness. Get them covered for free now! *Terms Apply.


15% No Claims Cashback

Get Rebates for keeping your Family Safe

Enjoy a 15% Cashback on your Family Protect360 premiums each year whenever there are no claims. *Terms Apply.


Why You Should Choose Family Protect360

More Reasons to stay protected with Family Protect360


Outpatient Medical & Dental Benefit

You can enjoy our members’ rates for outpatient visits at GP and Dental clinics island-wide. This also means more savings for you and your family.


Infectious Disease Cover

Other than Medical Expenses due to Injuries, get coverage for you and your family against 20 infectious diseases such as Avian Influenza, Dengue, Zika, HFMD and more.

Family-Protect-Insurance-Children-Education Grant

Children Education Grant

Protect your Family with Children Education Grant and Parents Support Grant so that you can be certain they’ll have enough protection in the event of an unpredictable accident.

Benefits of Family Protect360

Designed with your needs in mind, Family Protect360 provides you and your family the necessary protection
during unpredictable events.

Cashback - Family Icon

15% No Claims

Children - Family Icon

Free Coverage for

Disease Cover - Family Icon

Infectious Disease

Medical - Family Icon

Outpatient Medical

What our customers have to say about us

  Excellent Service and Fast Response

Customer Review by Mohamad Ishak Bin Hamzah

Excellent service and fast response from you. At the moment, I will extend my recommendation to my friends or relative with much confidence and without any doubt. Keep up your good performance and to maintain for long run customer.

  Highly Trained

Customer Review by Nicholas Tan

I’d like to compliment the good and helpful service shown to me when I called up the hotline. You’ve shown that you’re highly trained and able to address my queries and concerns quickly so that I can settle this administrative procedure smoothly.

Home Protect360 Promotion Terms and Conditions
Family Protect360 Insurance Benefits And Coverage
The Key Benefits of this plan are:
    • Comprehensive worldwide family protection of from up to $50,000 to up to $350,000
    • Inpatient and outpatient bill protection of from up to $500 to up to $3,500
    • Free coverage for children in the family
    • 15% no claims cashback every 12 months

Note: Swipe left or right to view the full table on your mobile screen.

SectionsCoverageMaximum Benefit Payable
Currency (S$)
1Accidental Death and Permanent Total Disablement
Per Adult50,000100,000150,000250,000350,000500,000
Per Child 10,00020,00030,00050,00070,000100,000
2Accident Medical Expenses Reimbursement
Per Adult5001,0001,5002,5003,5005,000
Per Child 1002003005007001,000
3Child’s Education Grant3,5007,00010,50017,50024,50035,000
4Parent’s Support Grant1,5003,0004,5007,50010,50015,000
5No Claim Bonus15%15%15%15%15%15%
6Family Cash Relief
Per Adult5001,0001,5002,5003,5005,000
Per Child 1002003005007001,000
7Income ProtectorN.A.N.A.N.A.6,0007,5009,000
Per MonthN.A.N.A.N.A.1,0001,2501,500
8Home CareN.A.N.A.N.A.2,5003,5005,000
Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg)

Frequently Asked Questions for Family Protect360 Insurance

A: You can apply this Policy if you are between the age of 18 to 65 years old. You must be a Singapore Citizen, Singapore Permanent resident or a foreigner holding a valid pass issued by Singapore government and is residing in Singapore.

A: Yes, unmarried children who are between 1 to 18 years old (or up to 25 years old if studying full time) will be covered for free, as long as Family Plan is purchased.

A: You can find out more about our general exclusions for Family Protect360 here.

A: In the event of Permanent Total Disablement, this Policy will pay a monthly benefit up to the maximum sum assured stated. However you must be gainfully employed at the time of Accident.

A: No. The Policy premium is not affected by age and does not increase as you get older.

A: No. If you pay the premium and observe the terms and conditions of your Policy, it will be automatically renewed every year as long as its approved by us.

A: As long as you stay protected with Family Protect360 policy, you will be able to enjoy the services at the listed GP and Dental Clinics. Please click here for the list of approved GP and Dental Clinics.

A: You can submit the claim form, along with the supporting documents by fax to 6224 1923, email to claims@hlas.com.sg or post it to HL Assurance’s office at 11 Keppel Road, #11-01 ABI Plaza, Singapore 089057.

A: Please contact HL Assurance Customer Care Hotline at (65) 6702 0202 (Mon – Fri, 9.00 am – 6.00 pm) or email your questions to service@hlas.com.sg. Our relationship officers will be happy to assist you.

A: You can find out more about the Terms and Conditions for Family Protect360 here.