Hiring a foreign domestic worker (FDW) can be a game-changer for busy families in Singapore. Having someone to rely on for chores and to handle things around the house can free up your energy for other tasks.
Essentially, there are two main paths to how to hire a maid: through an agency or independently. This blog post will break down both approaches, outlining their pros and cons to help you decide which route is best for your needs.
Comparing the Hiring Process: Agency vs. Solo
Maid agencies in Singapore act as intermediaries, connecting employers with potential FDWs. They handle much of the legwork involved in the hiring process, making it a convenient option for many. If you prefer a more hands-on approach and want to save on agency fees, you can choose to employ a maid directly. While this option offers greater control and potential cost savings, it also requires a significant investment of time and effort.
Advantages of Using an Agency to Hire a Maid
- Convenience: Agencies handle sourcing, screening, paperwork, and even training, saving you time and effort. This can be particularly helpful for busy professionals or families who may not have the time to navigate the complexities of the hiring process themselves.
- Expertise: Agencies are familiar with MOM regulations and can guide you through the process, ensuring compliance. They can advise you on the necessary documentation, work permit applications, and other legal requirements, minimizing the risk of errors or delays.
- Wider Selection: Agencies have access to a larger pool of candidates, increasing your chances of finding a suitable match. They often have established networks and databases of potential FDWs, giving you a broader range of options to choose from.
- Support and Guidance: Agencies offer ongoing support, helping with issues that may arise during the employment period. This can include mediating disputes, providing advice on managing your helper, and assisting with any concerns or challenges that may arise.
- Replacement Guarantee: Most agencies offer a replacement guarantee if your helper is unsuitable or leaves prematurely. This provides a safety net in case the initial placement doesn’t work out, ensuring you can find a suitable replacement without incurring additional costs.
Disadvantages of Using an Agency to Hire a Maid
- Cost: Agency fees can be substantial, adding to the overall cost of hiring a maid on top the domestic helper salary. These fees can vary depending on the agency and the services provided, so it’s essential to factor them into your budget.
- Limited Control: You have less control over the selection process as the agency pre-screens candidates. While you can specify your preferences, the agency ultimately decides which candidates to present to you, which may limit your choices.
- Potential for Mismatches: Despite screening, there’s still a risk of personality or skill mismatches. Even with thorough screening, it’s not always possible to guarantee a perfect match between employer and helper, which can sometimes lead to challenges down the line.

Let’s look at a comparison of how to employ a maid through both routes:
| Step | Agency Route | Solo Route |
| Sourcing Candidates | Agency provides pre-screened profiles. | You source candidates through online platforms, referrals, or embassies. |
| Interviews | Agency may conduct initial interviews; you meet shortlisted candidates. | You conduct all interviews yourself. |
| Paperwork | Agency handles work permit applications, medical check-ups, and other documentation. | You are responsible for all paperwork and MOM submissions. |
| Maid’s Arrival | Agency arranges for the maid’s arrival and settling-in process. | You manage the maid’s arrival, including airport pickup and settling-in arrangements. |
| Ongoing Support | Agency provides ongoing support and advice. | You are responsible for managing any issues or concerns. |
Essential Employer Obligations When You Hire a Maid
Whether you hire a maid through an agency or independently, you have several key obligations as an employer in Singapore:
1. Maid Insurance:
It is mandatory to purchase maid insurance for your helper. This protects you and your helper financially in case of accidents, illnesses, or other unforeseen circumstances. Key components of maid insurance typically include:
- Personal accident coverage
- Hospitalisation and surgical expenses
- Outpatient medical expenses
- Repatriation expenses
- Security bond
2. Work Permit and Related Costs:
You are responsible for applying for your helper’s work permit and ensuring it remains valid throughout her employment. This includes:
- Work permit application fees
- Renewal fees
- Cancellation fees (if applicable)
3. Settling-in Programme (SIP):
First-time FDWs are required to attend the SIP, a mandatory orientation program that educates them on working in Singapore. If you are hiring a domestic helper without an agency, you will have to ensure that they attend this programme.
4. Well-being and Safety:
You are responsible for providing your helper with safe and decent living conditions, including adequate food and rest. You should also treat your helper with respect and ensure her well-being.
5. Medical Care:
You are responsible for providing your helper with adequate medical care, including regular check-ups and treatment for illnesses or injuries.
6. Levy Payment:
Employers are required to pay a monthly levy to the Ministry of Manpower (MOM) for their FDWs. The levy amount varies depending on factors such as your helper’s nationality and your household’s circumstances.
Agency or No Agency: Deciding How to Hire a Maid
Choosing the right path to hire a maid in Singapore requires careful consideration of your individual circumstances, priorities, and comfort level. There’s no one-size-fits-all answer, and both the agency and solo routes have their own merits and drawbacks. To make an informed decision, weigh these key factors:
- Budget: If budget is a primary concern, eliminating agency fees can result in significant cost savings, but remember to factor in the value of your time and effort when going solo.
- Time Constraints: If you have limited time or a busy schedule, an agency may be preferable. Agencies handle the bulk of the administrative tasks and can expedite the hiring process, allowing you to focus on other priorities.
- Control: If you want more control over the selection process and prefer to be directly involved in every step, then hiring a maid without an agency offers greater autonomy. You can personally source candidates, conduct interviews, and make the final decision based on your specific requirements.
- Familiarity or Willingness to Learn FDW Regulations: If you’re unfamiliar with MOM procedures or find the paperwork daunting, an agency can provide valuable guidance and ensure compliance. Agencies possess the expertise to navigate the complexities of work permit applications, levy payments, and other regulatory requirements.
- Risk Tolerance: Consider your comfort level with potential risks. Agencies often provide replacement guarantees, offering a safety net if the initial placement doesn’t work out. Hiring a foreign domestic worker without an agency means you’ll need to manage any issues or unexpected situations independently.
Tips for Hiring a Maid in Singapore
Regardless of the route you choose, here are some essential tips for successful employment:
- Clearly define your needs: Determine the specific duties and qualities you’re looking for in a helper.
- Conduct thorough interviews: Ask relevant questions to assess the candidate’s experience, skills, and personality.
- Check references: Verify the maid’s employment history and performance.
- Understand MOM requirements: Familiarise yourself with the latest regulations and ensure compliance.
- Communicate effectively: Establish clear expectations and maintain open communication with your helper.
- Treat your helper with respect: Foster a positive and respectful working relationship.
By carefully weighing the pros and cons of each approach and considering your individual circumstances, you can make an informed decision about how to hire a maid in Singapore. Whether you choose to employ a maid via an agency or without one, finding the right helper can significantly improve your family’s well-being and quality of life.
Don’t forget about maid insurance! It’s mandatory in Singapore and protects both you and your helper. HLAS Maid Protect360 Pro is a comprehensive maid insurance plan with comprehensive coverage, competitive premiums, and the flexibility to transfer maid insurance if needed. Get a quote today and ensure peace of mind for you and your domestic helper.








