Maid Insurance Promotion Online Singapore

CURRENT MAID INSURANCE PROMOTION

Why You Should Choose our Maid Insurance in Singapore?

Give your maid the protection that they need.
The first insurer that gives you financial savings on medical and dental costs. Buy your maid insurance online today

Personal Accident & Hospitalisation Benefits

Receive up to $60,000 if your foreign helper is hospitalised due to illness or injury. In additional, medical expenses incurred due to accident suffered by your helper will also be reimbursed with our enhanced insurance for domestic helper in Singapore.

Outpatient Medical & Dental Benefit

Your domestic helper can enjoy our members’ rates for outpatient visits at GP and Dental clinics island-wide with Enhanced Maid Protect360 Insurance. This also means more savings for employers.

Maid Termination & Rehiring Expenses

Let us guarantee the $5,000 security bond. You can also get reimbursed should Termination/Re-Hiring of your FDW be required.

50% Off 6-Monthly Medical Examination

Two medical check-ups a year is required by MOM. With this add-on, you will enjoy members’ rates at our preferred clinics for your helper’s check-ups at more than 50 clinics located island-wide with our domestic helper insurance in Singapore.

Enhanced Medical Benefits

Get Critical Illness coverage for your domestic helper and additional $10,000 for hospital and surgical expenses when you add-on our Enhanced Medical Benefits.

Affordable Insurance Plans For Your Domestic Helpers in Singapore

Choose the best maid insurance plan and only pay for the coverage that you need.
The first insurer that gives you financial savings on medical and dental costs.

Silver

S$247.30

Accidental Death	60,000
Permanent Disablement	60,000
Medical Expenses	1,000
Hospital & Surgical Expenses	30,000
Termination & Re-Hiring Expenses	200
Maid Personal Belongings	N.A
Wages Compensation & Levy Reimbursement	N.A

Gold

S$305.90

Accidental Death	60,000
Permanent Disablement	60,000
Medical Expenses	2,000
Hospital & Surgical Expenses	40,000
Termination & Re-Hiring Expenses	300
Maid Personal Belongings	1,000
Wages Compensation & Levy Reimbursement	30

Platinum

S$399.70

Accidental Death	60,000
Permanent Disablement	60,000
Medical Expenses	3,000
Hospital & Surgical Expenses	60,000
Termination & Re-Hiring Expenses	500
Maid Personal Belongings	2,000
Wages Compensation & Levy Reimbursement	50

Best Coverage

Diamond

S$488.60

Accidental Death	60,000
Permanent Disablement	60,000
Medical Expenses	4,000
Hospital & Surgical Expenses	80,000
Termination & Re-Hiring Expenses	600
Maid Personal Belongings	3,000
Wages Compensation & Levy Reimbursement	60

*Based on 26 months coverage. GST inclusive.

View Full Details

Benefits of Critical Illness Protect360

Critical Illness Protect360 is an affordable plan which provides you with financial protection against illness to ensure that your family can focus on what is more important – your treatment and recovery.

High Critical Illness
Coverage

High Personal
Accident Coverage

Medical Second
Opinion

Annual Health
Screening

Other Promotions

HL Bank Debit Card

HL Bank Debit Card Travel Insurance Promotion

Get up to $30 voucher when you sign up for COVIDSAFE Travel Protect360 and pay with HL Bank Debit Card.

What our customers have to say about us

Strong Support

Customer Review by Ryan Poh

Many thanks for the strong support and helping us to secure this case although the official working hours is over. Great team effort and seamless communication.

Efficient & Professional

Customer Review by Elizabeth

Thank you so much in getting this sorted for us! You are super efficient and professional at handling our case. I’m thoroughly impressed and appreciate HL taking the right actions to keep their customers happy and loyal!

Enhanced Maid Protect360 Insurance Promotion Terms and Conditions

Terms and Conditions For Enhanced Maid Protect360 "Switch And Save" Promotion

The promotion is valid from now until 30 June 2023, new customers who purchase any Maid Insurance policy (Enhanced Maid Protect360) will be entitled to S$30 worth of NETS Prepaid Card (“Gift”).
This Gift is applicable only for online direct (new purchases only via HL Assurance website at https://www.hlas.com.sg/personalinsurance/maidinsurance/.
New purchases refer to purchases via HL Assurance website (as per stated above), and is not applicable to any purchase from HL Assurance’s agency partner.
Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
All details and particulars submitted in the application form must be accurate, true and complete.
HL Assurance is also not obliged to replace any NETS Prepaid Card (“Gift”) where email address provided by policyholder is invalid or incorrect.
The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
All NETS Prepaid Card (“Gift”) to be collected at NETS Customer Service Centre at 351 Braddell Road, #01-03, Singapore 579713. More details please refer to Redemption letter.
Gift(s) are on a first-come-first serve basis and while stocks last.
HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
In the event of any dispute, HL Assurance management’s decision is final.
HL Assurance full disclaimers, terms and conditions apply to individual products. © 2021 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
“HL Assurance” means HL Assurance Private Limited.
HL Assurance’s Maid Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

Terms and Conditions for Enhanced Maid Protect360 CNY Promotion

The promotion is held from 17 January to 5 February 2023 (both dates inclusive).
Eligible customers who successfully purchase any Enhanced Maid Protect360 policy during the Promotion Period will be entitled to an additional 10% off any policies provided that the policy is not subsequently cancelled.
This promotion is only applicable for new purchases made via HL Assurance website at https://www.hlas.com.sg/personalinsurance/maidinsurance/ using promo code “CNY23MAID”.
New purchases refer to purchases via HL Assurance website (as per stated above), and is not applicable to any purchase from HL Assurance’s agency partner.
This promotion is not valid with any on-going discounts, schemes or privileges.
HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
In the event of any dispute, HL Assurance management’s decision is final.
HL Assurance full disclaimers, terms and conditions apply to individual products. © 2021 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
“HL Assurance” means HL Assurance Private Limited.
HL Assurance’s Travel Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

Terms and Conditions For PayNow Promotion

The promotion is held from 22 October 2021 to 31 December 2021 (both dates inclusive).
Eligible customers who successfully purchase or renew any Enhanced Maid Protect360 policy during the Promotion Period will be entitled to a $10 Grab voucher(“Gift”), provided that the policy is not subsequently cancelled.
This is while stock last. Limited to 200 customers.
This promotion is only applicable for new purchases and renewal made via HL Assurance website at https://www.hlas.com.sg/personalinsurance/maidinsurance/ using PayNow as payment method.
New purchases and renewal refer to purchases via HL Assurance website (as per stated above), and is not applicable to any purchase from HL Assurance’s agency partner.
HL Assurance will send a redemption email within 60 days from the successful purchase of a policy to the electronic mailing address which was provided to HL Assurance at the point of purchase of the policy.
The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
In the event of any dispute, HL Assurance management’s decision is final.
HL Assurance full disclaimers, terms and conditions apply to individual products. © 2021 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
“HL Assurance” means HL Assurance Private Limited.
HL Assurance’s Maid Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

Terms and Conditions For Enhanced Maid Protect360 Christmas Spin & Win

Christmas Spin-and-Win Contest Terms and Conditions

This Spin-and-Win Contest (“Contest”) is open to participants that have completed the Christmas Spin-and-Win Online Registration Form from 18 December to 31 December 2020 at the start of the Contest period. The contest period is from 18 December to 31 December 2020 (both dates inclusive). By participating in this Contest, each participant agreed to be bound by the terms and conditions set out below.

Eligibility

The Promotion is open to the following Participants:
1. Singapore Citizen or Singapore Permanent Resident or holder of a valid Employment Pass, work permit, dependent pass, student pass or long term visit pass issued by the authorities in Singapore who are at least 18 years old.
2. Successfully completed the Online Registration Form between the Contest period.
Employees of HL Assurance Pte. Ltd. (“HL Assurance”), their immediate family members and any other parties directly involved in organizing, promoting, or conducting the Promotion are not eligible to participate in the Promotion.
HL Assurance has the sole discretion to exclude any person from participating in the Promotion without any obligation to furnish any notice and/or reason.
All details and particulars submitted in the online registration form must be accurate, true and complete. Incomplete, inaccurate or illegible lucky draw forms will be disqualified.
All Contest entries must be received before 23:59 on 31 December 2020 (GMT +8:00).
Participants will be given one (1) spin-and-win chance with every successful registration form completed.
Participants are deemed to have agreed that HL Assurance may contact you via voice call for the purposes of this contest registration and/or gifts.
Participants consent that their personal data may be used by HL Assurance and its affiliates, and may be disclosed by HL Assurance to its affiliates to send them marketing and promotional information and materials by post and/or emails.
HL Assurance reserves the right (but shall not be obliged) to have reserve Winner(s) to substitute any Winner selected for the Contest subsequently found to be disqualified for any reason. Our determination of the Winners selected for the Contest shall be final, conclusive and binding, and no appeal or correspondence will be entertained.
Prizes are non-transferable and non-exchangeable for cash and may be subject to availability of stocks. HL Assurance reserves the right to replace any prizes with items of similar value without prior notice.
The Prize is provided as-is with no warranty or guarantee. All applicable laws and regulations apply, including but not limited to tax laws. Each Winner is liable for any and all tax obligations arising from the award of a Prize to him/her.
Winner must present the printed email notification letter and any identification document(s) (where required) to redeem the Prize.
Selected Prizes (S$20 CapitaVouchers, S$20 Cold Storage Vouchers, S$50 CapitaVouchers, S$50 Cold Storage Vouchers, Apple Airpods, Redmi Note 8) will be applicable only with purchase of Early Protect360, Enhanced Maid Protect360 or Car Protect360.
Winners will be required to self-collect their Prize at the HL Assurance’s office, 11 Keppel Road, #11-01 ABI Plaza Singapore 089057 on or before 31 January 2021 during office hours. The Contest Prizes that are not collected after 31 January 2021 shall be forfeited and HL Assurance reserves the rights to deal with all unclaimed prizes in any manner deemed fit.

General Terms and Conditions

By participating in this Contest, participants agree to HL Assurance (“Company”) Policy on Personal Data, that all personal data provided to the Company or acquired by the Company from the public domain, as well as personal data that arises as a result of the provision of services to participants will be subjected to such Policy on Personal Data as may be varied from time to time. Further copies are available upon request or from the Company’s website (www.hlas.com.sg). HL Assurance will fully cooperate with any law enforcement and government authorities and any judicial or regulatory orders requesting copies of or information in relation to any postings or content.
HL Assurance makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Prize. Any dispute about the same must be resolved directly with the merchant. Merchant terms and conditions apply.
HL Assurance’ decision on all matters relating to or in connection with this Contest is final and binding on all participants. HL Assurance shall not be obliged to enter into any correspondence on any matter concerning the Contest.
HL Assurance is not the agent of the merchant and make no representation as to the quality/condition or performance of the goods and services. Any dispute about quality/condition or performance of the goods and services is to be resolved directly between the Winners and the merchant.
A person who is not a party these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these Terms and Conditions and notwithstanding any terms herein, the consent of any third party is not required for any variation (including any release or compromise of any liability) or termination of these Terms and Conditions.
By participating in this Contest, the Winners grants us the right to publish the results of the Contest, and disclose the information (including name, masked NRIC/FIN number)
1. on our website
2. on our Facebook page.
All information is correct at the time of publishing.

Terms and Conditions for Maid Protect360 11.11 Promotion

The promotion is held from 04 November 2022 to 13 November 2022 (both dates inclusive).
Eligible customers who successfully purchase any Maid Protect360 policy during the Promotion Period will be entitled to a 10% off the policy premium (“Gift”), provided that the policy is not subsequently cancelled.
This promotion is only applicable for new purchases made via HL Assurance website at hlas.com.sg/personalinsurance/maidinsurance using promo code “FLASHSALEMAID”.
New purchases refer to purchases via HL Assurance website (as per stated above), and is not applicable to any purchase from HL Assurance’s agency partner.
This promotion is not valid with any on-going promotions, schemes or privileges.
HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
In the event of any dispute, HL Assurance management’s decision is final.
HL Assurance full disclaimers, terms and conditions apply to individual products. © 2021 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
“HL Assurance” means HL Assurance Private Limited.
HL Assurance’s Maid Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

Enhanced Maid Protect360 Insurance Benefits And Coverage

What our Maid Insurance Covers

Note: Swipe left or right to view the full table on your mobile screen.

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).

FAQs

Frequently Asked Questions for Maid Insurance

Q: What does Enhanced Maid Protect360 covers?

A: Enhanced Maid Protect360 provides comprehensive benefits to protect the maid which includes Personal Accident, Hospital and Surgical Expenses, Termination and Re-Hiring Expenses, Insurance Guarantee Bond, Personal Liability to Third Parties and other benefits.

Q: What is so special about Enhanced Maid Protect360?

A: In addition to the comprehensive coverage mentioned above, Enhanced Maid Protect360 also provide you with optional covers to save up to 50% when your maid does her 6-monthly medical check-up in our List of Clinics For Six-Monthly Medical Examination and/or Enhanced Medical Benefits to give your helper more coverage and protection against Infectious Diseases, Critical Illnesses and COVID-19.

As part of our Enhanced Maid Protect360 benefits, you will also enjoy savings of up to 50% on medical GP consultation when your maid visit our panel of preferred clinics.

Q: Is there a Free-Look period?

A: No, there is no free look period.

Q: How does the Insurance Guarantee Bond work?

A: HL Assurance will issue a Letter of Guarantee for the sum of $5,000 as a security bond on your behalf to the MOM. With this, you do not need to pay the $5,000 cash up front to MOM when you are applying for a maid. HL Assurance can also issue a Letter of Guarantee to the Philippine Overseas Labour Office in Singapore (“POLO”) on your behalf if required.

In event that a demand is made by MOM and/or POLO, HL Assurance will make the payment first and recover it from you under the Counter Indemnity arrangement of the insurance.

You may like to purchase the optional cover for a waiver of the Counter Indemnity in respect of the Letter of Guarantee to the Ministry of Manpower (MOM), paying only $250 for the Excess for your account. This free you the need to pay $5,000 cash up front to the MOM when you are applying for a maid in Singapore.

Q: What do the Medical Expenses benefit and Hospital and Surgical Expenses benefit cover?

A: We will reimburse the Insured for Hospitalisation and Surgical Expenses (including Day Surgery) incurred in Singapore as a result of an accident and/or sickness sustained by the maid during the period of insurance.

Q: What does the COVID-19 Benefit covers?

A: In the event that the Insured is hospitalized in Singapore after testing positive for COVID-19, this Policy will reimburse the Insured for Hospitalisation Expenses during the period of insurance. This shall include the 14 days Stay Home Notice period upon arrival and home-leave.

Q: How does the Wages & Levy Reimbursement benefit work?

A: The Policy will pay pro-rata wages and government levy on your maid up to $30/$50 up to 30 days if your maid is hospitalized due to an Accident or Illness except pre-existing condition.

Q: What is Termination or Re-hiring expenses?

A: This benefit reimburse you the actual expenses incurred for the termination and agency fees hiring a replacement maid during the period of your maid’s hospitalisation due to death or permanent disablement. The replacement maid will need to be employed within thirty (90) days of your maid’s death or repatriation.

Q: What are some of the conditions that my maid’s hospital & surgical costs are not claimable?

A: The Policy excludes Pre-existing medical conditions and also communicable disease of the maid. If the injury is pre-existing, or due to suicide, pregnancy, influence of drugs etc, such conditions will also not be claimable.

For more information on the, please contact our Relationship Officers at 6702020 to find out more.

Q: Can I get a refund if I cancel my policy?

A: Either you or HL Assurance can cancel the policy by giving the other party 14 days’ notice in writing. If you cancel the policy, you will receive a short period refund of premium paid for the unexpired period of insurance. The amount refund is dependable by the period of when you cancel the policy.

Q: How do I make a claim?

A: You can submit the claim form, along with the supporting documents by fax at 6224 1923 or email at claims@hlas.com.sg. Alternatively you can post it to HL Assurance office at 11 Keppel Road #11-01 ABI Plaza Singapore 089057.

Q: What are the Terms and Conditions for Enhanced Maid Protect360?

A: You can find out more about Terms and Conditions for Enhanced Maid Protect360 here.

List of Clinics for Six-Monthly Medical Examination

Booking of Appointment for Maid’s Six-Monthly Medical Examination

The list of our Approved Clinics is outlined in the table below for your easy reference. To arrange for your maid’s medical examination, kindly call our Approved Clinics listed below for assistance to book an appointment.

List of Approved Clinics For Medical Examination

Please click here for the list of approved clinics.

Terms and Conditions

HLAS shall not be liable to pay for any additional medical examinations or treatment costs except the standard six-monthly medical examination (6ME) as required by Ministry of Manpower (MOM).
Based on the medical plan selected, the medical examination will be valid for 1 or 2 years from the policy effective date.
HLAS shall not be responsible for any loss, damage or liability arising out of the medical examination.
For any enquiries on the clinics and package, please call 6311 4592 during office hours.

List Of Clinics For Medical GP And Dental Consultation

Medical Consultation during normal hours

Should you wish to get a medical consultation for your maid, kindly walk in to any of the below approved clinics. Kindly bring along your maid’s work permit and present during registration.

List of Approved Clinics for GP Consultation

Please click here for the list of approved GP clinics.

Terms and Conditions

Special benefit/discount of the doctor consultation fees is only valid from the effective date until expiry of the current Policy, and only applicable to consultation during normal operation hours.
Surcharge will apply for consultations after 9:30pm and Public Holidays.
Medicine prescribed by the doctor will be chargeable based on Healthway Medical Group Formulary.
All medical charges will be payable by the patient or insured at the clinic.
HLAS shall not be responsible for any loss, damage or liability arising out of the medical consultation.
HLAS shall not be liable for any recommendation of the above clinics.
For any enquiries on the clinics and package, please call 6817 8211 during office hours.

List of Exclusions for GP Consultation

Congenital conditions and chronic illnesses. For clarity, the World Health Organization defines a chronic illness as a condition of long duration and generally slow progression.
Cosmetic treatment including acne treatment and cosmetic surgery.
Medical or surgical or other appliances including spectacles, contact lens or eye glasses and refraction’s or hearing aids.
Any expenses in respect of pregnancy, childbirth (including surgical delivery), miscarriage, abortion and pre-natal or post-natal care.
Treatment pertaining to fertility.
Any expenses for treatment in mental or nervous disorders.
Any expenses arising out of suicide, attempted suicide, intentionally self-inflicted injury, reckless activities (incl. racing, driving, skydiving, scuba diving, winter sports, hunting), any form of illegal activities (including war, participation in riot, strikes or civil commotion) or deliberate exposure to exceptional danger except in an effort to save another human life.
Treatment and investigation relating to sexually transmitted diseases.
Treatment arising directly and indirectly from abuse of drugs or alcohol.
Treatment for refraction errors of the eyes and vision care.
House calls.
Injury or illness whilst on active military duties.
Treatment for obesity, weight management or improvement.

List of Approved Dental Clinics

The list of our Approved Dental Clinics is outlined in the table below for your easy reference, kindly call our Approved Dental Clinics listed below for assistance to book an appointment. Kindly note that the dental consultation will only be waived upon dental treatment to be done. Terms and conditions to be referred at the dentist premises.

Please click here for the list of approved dental clinics.

Terms and Conditions

Special benefit/discount of the doctor consultation fees is only valid from the effective date until expiry of the current Policy, and only applicable to consultation during normal operation hours.
Free dental consultation will apply only if dental treatment is required.
All dental treatment will be payable by the patient or insured at the clinic.
Corporate rates are not to be used in conjunction with any other ongoing promotions, packages or privileges.
HLAS shall not be responsible for any loss, damage or liability arising out of the medical consultation.
HLAS shall not be liable for any recommendation of the above clinics.
For any enquiries on the clinics and package, please call 6817 8211 during office hours.

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