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SPECIAL OFFER

Monthly payment: $20 vouchers | Annual payment: $50 vouchers | Lump sum payment: $200 vouchers
Promotion-Early-Protect360-V3

Get covered for Critical Illness at Massively Reduced Price. Starts as low as $0.35 per day.
Immediate protection up to Age 75. No medical required. Digital application.
Offer will end when Group Size has reached maximum premium allowed.

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Early Protect360 Benefits

Geared towards the Early Stages of Critical Illness related to Heart, Cancer and Stroke, the coverage continues even after Early Stage payout.

Get Covered from Early Stages

Provide Financial Support from Stage 1 Critical Illness

With 30% acceleration payout for early-stage diagnosis on the covered Critical Illness, this will help to offset any medical or living expenses when you are recovering and safeguard your family from unexpected financial loss.

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Free Medical Teleconsultation

Get Medical Advice Right at Your Home

Bringing clinics to you without stepping out of your house. Get access to medical consultation with a doctor just through an app – it’s easy and convenient. Get onto our Prestige Program and enjoy the perks.

Immediate Coverage

No Medical Examination Required

Just take 5 mins to answer 5 Health Declaration Questions to get yourself covered. No hassle of medical examination required and you can get coverage immediately.

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Benefits of Early Protect360

Whether you are young or old, it is good to have an early start to Critical Illness protection. Covering only the Top critical illness and accelerating for Early Stages will definitely help to relieve your financial burden.

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Accelerated Payout For Early Stage Critical Illness

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Immediate Coverage and No Medical Examination

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Free Medical
Teleconsultation

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Affordable & Flexible
Coverage

Why you should choose Early Protect360?

  Quality of Service

Customer Review by Jay Foon Yew Kee

I am very pleased with the quality of service your company provides. I sincerely appreciate your responsiveness and the way you conduct business. I will recommend your company to others because of my satisfaction with your service in future.

  Professionalism

Customer Review by Liu Xinyi

I have been utmost impressed by the level of professionalism as well as the prompt follow-up to ensure that I am secured with the appropriate insurance coverage.

Early Protect360 Promotion Terms and Conditions
  • The promotion is between the dates 01 October 2020, 12am and 31 October 2020, 11:59pm (both dates inclusive).
  • Customers who purchase any Early Protect360 insurance policy with “Monthly Pay” premium payment mode selection and utilise promo code “YAYTOP3” will be entitled to S$20 worth of FairPrice Vouchers (“Gift”).
  • Customers who purchase any Early Protect360 insurance policy with “Yearly Pay” premium payment mode selection and utilise promo code “YAYTOP3” will be entitled to S$50 worth of FairPrice Vouchers (“Gift”).
  • Customers who purchase any Early Protect360 insurance policy with “Lump Sum” premium payment mode selection and utilise promo code “YAYTOP3” will be entitled to S$200 worth of FairPrice Vouchers (“Gift”).
  • Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
  • All details and particulars submitted in the application form must be accurate, true and complete. HL Assurance is also not obliged to replace any FairPrice Vouchers where email address provided by policyholder is invalid or incorrect.
  • The Gift will be required to be refunded to HL Assurance should the Early Protect360 Insurance policy be terminated or cancelled within six (6) months
  • The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
  • HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
  • All vouchers and gifts are to be collected at HL Assurance Main office.
  • Gift(s) are on a first-come-first serve basis and while stocks last.
  • HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
  • HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
  • HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
  • In the event of any dispute, HL Assurance management’s decision is final.
  • HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
  • “HL Assurance” means HL Assurance Private Limited.
  • HL Assurance’s Early Protect360 is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
  • The promotion period is between the dates 09 September 2020, 12am and 11 September 2020, 11:59pm (both dates inclusive).
  • First 99 customers who purchase any Early Protect360 insurance policy during the above promotion period with:
    • “Monthly Pay” premium payment mode selection and utilise promo code “99Sale” will be entitled to S$50 worth of FairPrice Vouchers (“Gift”).
    • “Yearly Pay” premium payment mode selection and utilise promo code “99Sale” will be entitled to S$80 worth of FairPrice Vouchers (“Gift”).
    • “Lump Sum” premium payment mode selection and utilise promo code “99Sale” will be entitled to S$230 worth of FairPrice Vouchers (“Gift”).
  • Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
  • All details and particulars submitted in the application form must be accurate, true and complete. HL Assurance is also not obliged to replace any FairPrice Vouchers where email address provided by policyholder is invalid or incorrect.
  • The Gift will be required to be refunded to HL Assurance should the Early Protect360 Insurance policy be terminated or cancelled within six (6) months
  • The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
  • HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
  • All vouchers and gifts are to be collected at HL Assurance Main office.
  • Gift(s) are on a first-come-first serve basis and while stocks last.
  • HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
  • HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
  • HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
  • In the event of any dispute, HL Assurance management’s decision is final.
  • HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
  • “HL Assurance” means HL Assurance Private Limited.
  • HL Assurance’s Early Protect360 is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
Early Protect360 iLoveHL Terms and Conditions
  • The promotion is between the dates 25 August 2020, 12am and 15 October 2020, 11:59pm (both dates inclusive).
  • Customers who purchase any Early Protect360 insurance policy with “Monthly Pay” premium payment mode selection and utilise promo code “iloveHL” will be entitled to S$20 worth of FairPrice Vouchers (“Gift”).
  • Customers who purchase any Early Protect360 insurance policy with “Yearly Pay” premium payment mode selection and utilise promo code “iloveHL” will be entitled to S$50 worth of FairPrice Vouchers (“Gift”).
  • Customers who purchase any Early Protect360 insurance policy with “Lump Sum” premium payment mode selection and utilise promo code “iloveHL” will be entitled to S$200 worth of FairPrice Vouchers (“Gift”).
  • Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
  • All details and particulars submitted in the application form must be accurate, true and complete. HL Assurance is also not obliged to replace any FairPrice Vouchers where email address provided by policyholder is invalid or incorrect.
  • The Gift will be required to be refunded to HL Assurance should the Early Protect360 Insurance policy be terminated or cancelled within six (6) months
  • The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
  • HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
  • All vouchers and gifts are to be collected at HL Assurance Main office.
  • Gift(s) are on a first-come-first serve basis and while stocks last.
  • HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
  • HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
  • HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
  • In the event of any dispute, HL Assurance management’s decision is final.
  • HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
  • “HL Assurance” means HL Assurance Private Limited.
  • HL Assurance’s Early Protect360 is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
Benefits And Coverage
What our Early Protect360 Critical Illness Covers

Note: Swipe left or right to view the full table on your mobile screen.

SectionsCoverageMaximum Benefit Payable ($)
AEarly Stage Critical Illness 30% of Sum Assured of Section B
1Major Cancer
2Heart Attack of Specified Severity
3Coronary Artery By-Pass Surgery
4Open-Chest Heart Valve Surgery
5Open-Chest Surgery to Aorta
6Stroke with Permanent Neurological Deficit
BAdvanced Stage Critical Illness Sum Assured
1Major Cancer
2Heart Attack of Specified Severity
3Coronary Artery By-Pass Surgery
4Open-Chest Heart Valve Surgery
5Open-Chest Surgery to Aorta
6Stroke with Permanent Neurological Deficit
7Angioplasty & Other Invasive Treatment for Coronary Artery10% of Sum Assured, Maximum S$25,000

For the full coverage, exclusions and other terms and conditions of this insurance, please refer to the Policy Wordings.

FAQs
Frequently Asked Questions for Early Critical Illness Insurance

A: Early Protect360 provides coverage for Early and Advanced Stage Critical Illness such as Major Cancer, Heart Attack of Specified Severity and Stroke with Permanent Neurological Deficit.

A: You can apply this Policy if you are between the age of 18 to 65 years old. The policy is renewable up to 74 years of age and will stop when the insured reaches the age of 75. You must be a Singapore Citizen, Singapore Permanent resident or a foreigner holding a valid pass issued by Singapore government and is residing in Singapore.

A: You can purchase up to S$300,000 worth of coverage under Early Protect360.

A: Yes, there’s a 14-day free-look period. During this time, if you decide to cancel your policy, we’ll refund of the premium unless something has occurred for which a claim may be payable.

A: Medical check-up is not required for this product. You will be required answer a health declaration to be eligible to purchase Early Protect360.

A: You can submit the claim form, along with the supporting documents by fax to 6224 1923, email to claims@hlas.com.sg or post it to HL Assurance’s office at 11 Keppel Road, #11-01 ABI Plaza, Singapore 089057.

A: You can find out more about the Terms and Conditions for Early Protect360 here.

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