Types of Coverages available for Commercial Property Insurance
The property, equipment and contents of the business are valuable assets to the company.
The property, equipment and contents of the business are valuable assets to the company.
Protection for Business Premises
Covers the company against losses to the property arising from insured perils, accidental loss or damage except those specifically excluded.


Money Insurance and Fidelity Guarantee
Covers loss of money whilst kept within the premise or in transit by authorised persons and losses sustained by the company due to any fraud or dishonesty committed by their employees.
Disruption of Trade and Services
Protects you against loss of profits or revenue as a result of interruption in your operations due to the insured damage to your property.


Accidental Damage of Plate Glass
Covers against losses sustained by the company due to accidental breakage or damage of plate glass including showcases and displays at the premise.
Ensure all these valuable assets are protected with our range of comprehensive commercial insurance solutions in Singapore.

All Risk

Loss of Money

Business Interruption

Fidelity Guarantee
Customise your protection and get the best quote of commercial property insurance. We understand that every business is unique and constantly changing. We can tailor our solutions to fit your business needs.
At HL Assurance, we have a team of experienced professionals to help you assess your business risk, and recommend the essential products beneficial to your business insurance requirements, and recommend the essential products beneficial to your business.
Important Travel Advisory
We understand that recent developments in parts of the Middle East may affect your travel plans. As these developments are considered a known event, claims or financial losses arising from the U.S.–Israel–Iran conflict will not be covered for policies issued from 28 February 2026, 2:30pm onwards, for travel to or transit through: Qatar, Kuwait, Oman, Bahrain, United Arab Emirates, Jordan, Lebanon, Yemen, Syria, the Palestinian Territories, Saudi Arabia, Israel, Iraq, Iran, Libya and Egypt.
If you have already purchased a policy and your trip involves any of the affected destinations, we encourage you to review your travel plans carefully. Should you require clarification on your coverage or need assistance with your policy, our team is ready to support you. You may contact us at +65 6702 0202 (Mon-Fri, 9am-6pm) or at +65 6922 6009 after office hours.
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