What our Travel Insurance in Singapore Covers

( represents the new and improved benefits )
No COVID Coverage
Enhanced Superior
Medical And Other Expenses
Overseas Medical Expenses
Adult (age 70 years and below)150,000 250,000500,000750,000
Adult (age above 70 years)50,00050,000100,000100,000
Child 100,000 100,000100,000100,000
Medical Expenses in Singapore
Adult (age 70 years and below) 10,00015,00020,00025,000
Adult (age above 70 years)1,0001,5002,5005,000
Child 1,0001,5002,5005,000
Compassionate Visit 3,0005,00010,00015,000
Repatriation of Mortal Remains UnlimitedUnlimitedUnlimitedUnlimited
Overseas Funeral Expenses1,0001,5002,0002,500
Return of Minor Children 3,0005,0008,00010,000
Emergency Medical EvacuationUnlimitedUnlimitedUnlimitedUnlimited
Overseas Hospital Cash Benefit
(S$200 for every 24 hours)
Hospital Cash Benefit in Singapore
(S$200 for every 24 hours)
Personal Accident
Accidental Death & Permanent Disablement
Adult (age 70 years and below) 200,000250,000300,000350,000
Adult (age above 70 years)50,00050,00050,00050,000
Child 50,00050,00050,00050,000
Credit Card Outstanding Balance1,0001,5002,0002,500
Cash Relief for Death due to Accident3,0004,0005,0006,000
Child Education GrantNA50,00050,00050,000
Benefit per ChildNA5,0005,0005,000
Travel Inconvenience
Loss of Baggage and Personal Effects3,0005,0007,0008,000
Personal Money250250500500
Personal Documents2,0003,0004,0005,000
Emergency Phone Charges100100100100
Delayed Baggage
(S$100 for every 6 hours)
Trip Cancellation 5,0007,00012,00015,000
Trip Curtailment3,0005,0008,00010,000
Travel Delay
(S$100 for every 6 hours)
Travel Postponement5001,0001,5002,000
Travel Misconnections
(S$100 for every 6 hours)
Trip Disruption5001,0002,0003,000
Flight Overbooked
(S$100 for every 6 hours)
Flight Diversion
(S$100 for every 6 hours)
Hijack of Common Carrier
(S$100 for every 6 hours)
Kidnap & Hostage
(S$500 for every 6 hours)
Insolvency of Travel Agency NA1,0002,0003,000
Personal Liability500,000500,0001,000,0001,000,000
Loss of Home Contents due to Burglary1,0001,5002,0002,500
Golfing "Hole in One"150250350450
Credit Card ProtectionNA6001,0001,500
Rental Car Excess 500 7501,000 1,250
Enhanced Medical Benefits (for COVID-19)
Overseas Medical Expenses due to COVID-19
Adult (age 70 years and below) NA50,000150,000200,000
Adult (age above 70 years) NA25,00075,000150,000
Child NA50,000150,000200,000
Overseas Hospital Cash Benefit due to COVID-19
($100 for every 24 hours)
Overseas Quarantine Allowance due to COVID-19 NA5001,0001,500
For every 24 hoursNA50100150
Repatriation of Mortal Remains due to COVID-19 NAUnlimitedUnlimitedUnlimited
Emergency Medical Evacuation due to COVID-19 NAUnlimitedUnlimitedUnlimited
Enhanced Travel Inconvenience (for COVID-19)
Trip Cancellation due to COVID-19 NA1,0002,0003,000
Trip Postponement due to COVID-19 NA7501,5002,000
Trip Curtailment due to COVID-19 NA1,0002,0003,000

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).