Home Protect360
25% off
Complimentary Home Concierge
Valid till 30 September 2020
It’s not just a roof over the head, but a place where we call Home. Home Protect360 doesn’t just protect your home renovations, furniture, it also takes care of you and your family from unpredictable incidents that happened in the home.
Home Protect360 Benefits And Coverage
What our Home Contents Insurance Covers
Note: Swipe left or right to view the full table on your mobile screen.
| Coverage | Maximum Benefit Payable (S$) | ||
| Silver | Gold | Platinum | |
| Household Contents, Renovation, Fixtures and Fittings | |||
| Against accidental loss of or damage to the Household Contents | 100,000 | 200,000 | 300,000 |
| Valuables such as jewellery, watches, antiques(Limit per article of $2,500) | 5,000 | 5,000 | 5,000 |
| Additional Coverage | |||
| Temporary Storage (Maximum up to 30 days) | 15,000 | 30,000 | 45,000 |
| Alternative Accomodation Expenses (Maximum up to 30 days) | 15,000 | 30,000 | 45,000 |
| 300 / day | 500 / day | 750 / day |
| 600 / day | 1,000 / day | 1,500 / day |
| Interior Decoration Period/Refurbishment Work (Maximum up to 60 days) | 30,000 | 60,000 | 90,000 |
| Emergency Cash Allowance (After 3 days or above) | 1,000 | 1,000 | 1,000 |
| Loss of Money Against loss of cash kept in locked drawers or safe arising from Theft by forcible and violent entry or exit | 1,000 | 1,500 | 2,500 |
| Locks and Keys Replacement costs of locks, keys and window due to burglary or robbery | 1,000 | 1,500 | 2,000 |
| Deterioration of Frozen Food Cost of replacing deteriorated or putrid food due to malfunction of the deep freezer | 1,000 | 1,000 | 1,000 |
| Accidental Breakage of Fixed Glass and Mirror Replacement costs due to accidental breakage of fixed glass in windows, doors and fan lights | 2,000 | 3,500 | 5,000 |
| Worldwide Personal Liability Against any legal liability for accidental property damage or loss or accidental death of or bodily injury caused by negligence of the insured | 500,000 | 500,000 | 500,000 |
| Additional Coverage | |||
| Occupier's Liability | 500,000 | 500,000 | 500,000 |
| Visitor's Personal Effects | 1,000 | 1,000 | 1,000 |
| Removal of Debris Cost of removing from your Home the debris of Household Contents which results from loss or damage | 10,000 | 15,000 | 20,000 |
| Fire Extinguishing Expenses Cost of replenishment of fire fighting appliances in your home | 5,000 | 5,000 | 5,000 |
| Family Personal Accident (Worldwide Cover) | 35,000 | 35,000 | 35,000 |
| Adult Family Members | 10,000 / pax | 10,000 / pax | 10,000 / pax |
| Unlimited Number of Children | 3,000 / pax | 3,000 / pax | 3,000 / pax |
| Additional Coverage | |||
| Accidental Medical expenses (Limit per person - $300) | 1,000 / family | 1,000 / family | 1,000 / family |
| Monthly Premium (Excluding Prevailing GST) | 20 | 35 | 49 |
| Personal Effects (Optional Cover) Against accidental loss of or damage to the Personal Effects and Valuables anywhere within the Republic of Singapore | 20,000 | 50,000 | 70,000 |
| (Limit per article) | 5,000 | 10,000 | 12,000 |
| Additional Monthly Premium (Excluding Prevailing GST) | 15 | 38 | 53 |
| Total Monthly Premium (Excluding Prevailing GST) | 35 | 73 | 102 |
Home Assistance Concierge Services Hotline
As long as you are our Home Protect360 policyholder, you can call our Home Assistance Concierge Services Hotline at 6922 6009 to request for a complimentary concierge services for electrician, locksmith, plumber, pest control and air-con repair service.
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).
Home Protect360 Promotion Terms And Conditions
Promotions
Home Contents Insurance Promotion Terms and Conditions
- “Promotion” refers to Home Contents Insurance Promotion.
- This promotion is valid from now to 30 September 2020 (with both dates inclusive).
- Every policyholder will be entitled to 15% off any Home Protect360 premium and a complimentary access to 24-Hour Home Assistance Concierge Services upon successful online application of Home Protect360 plan.
- All applications are subject to HL Assurance’s acceptance.
- Promotion is not valid in conjunction with other promotions, discounts and privileges.
- HL Assurance” means HL Assurance Pte. Ltd.
- HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
- HL Assurance full disclaimers, terms and conditions apply to individual products. Copyright ©2020 HL Assurance. Reg. No. 201229558W.
- In case of dispute, HL Assurance’s discretion is final.
Click here to view HL Assurance Home Contents Insurance brochure
Application & Enquiry
- Telephone: 6702 0202 (Mondays to Fridays, 9 a.m – 6 p.m excluding Saturdays, Sundays and Public Holidays)
- Website: www.hlas.com.sg
Travel Protect360
60% off Single Trip + Travel Discount*
50% off Annual Plan
It’s time to relax and unravel another new holiday destination! With Travel Protect360 – a travel insurance with comprehensive benefits, we will be there to cover you and your family while you are having fun.
Travel Protect360 Benefits And Coverage
What our Travel Insurance Covers
Note: Swipe left or right to view the full table on your mobile screen.
| Coverage ( represents the new and improved benefits ) | Basic | Enhanced Popular | Superior |
| Medical Expenses | |||
| Overseas Medical Expenses | |||
| Adult (age 70 years and below) | 150,000 | 250,000 | 500,000 |
| Adult (age above 70 years) | 50,000 | 50,000 | 100,000 |
| Child | 100,000 | 100,000 | 100,000 |
| Medical Expenses in Singapore | |||
| Adult (age 70 years and below) | 10,000 | 15,000 | 20,000 |
| Adult (age above 70 years) | 1,000 | 1,500 | 2,500 |
| Child | 1,000 | 1,500 | 2,500 |
| Compassionate Visit | 3,000 | 5,000 | 10,000 |
| Repatriation of Mortal Remains | Unlimited | Unlimited | Unlimited |
| Overseas Funeral Expenses | 1,000 | 1,500 | 2,000 |
| Return of Minor Children | 3,000 | 5,000 | 8,000 |
| Emergency Medical Evacuation | Unlimited | Unlimited | Unlimited |
| Overseas Hospital Cash Benefit (S$200 per 24 hours) | 10,000 | 15,000 | 20,000 |
| Hospital Cash Benefit in Singapore (S$200 per 24 hours) | 600 | 1,000 | 1,600 |
| Personal Accident | |||
| Accidental Death & Permanent Disablement | |||
| Adult (age 70 years and below) | 200,000 | 250,000 | 300,000 |
| Adult (age above 70 years) | 50,000 | 50,000 | 50,000 |
| Child | 50,000 | 50,000 | 50,000 |
| Credit Card Outstanding Balance | 1,000 | 1,500 | 2,000 |
| Cash Relief for Death due to Accident | 3,000 | 4,000 | 5,000 |
| Travel Inconvenience | |||
| Loss of Baggage and Personal Effects (S$500 for each article or pair or set of article) | 3,000 | 5,000 | 7,000 |
| Personal Money | 250 | 250 | 500 |
| Personal Documents | 2,000 | 3,000 | 4,000 |
| Emergency Phone Charges | 100 | 100 | 100 |
| Delayed Baggage (S$100 for every 6 hours) | 1,000 | 1,000 | 1,000 |
| Loss of Deposit or Cancellation of Trip | 5,000 | 7,000 | 12,000 |
| Trip Curtailment | 3,000 | 5,000 | 8,000 |
| Travel Delay (S$100 for every 6 hours) | 1,000 | 1,000 | 1,000 |
| Travel Postponement | 500 | 1,000 | 1,500 |
| Travel Misconnections (S$100 for every 6 hours) | 200 | 200 | 200 |
| Flight Overbooked (S$100 for every 6 hours) | 100 | 100 | 100 |
| Flight Diversion (S$100 for every 6 hours) | 1,000 | 1,000 | 1,000 |
| Insolvency of Travel Agency | 2,000 | 3,000 | 4,000 |
| Liability | |||
| Personal Liability | 500,000 | 500,000 | 1,000,000 |
| Lifestyle | |||
| Loss of Home Contents due to Burglary | 1,000 | 1,500 | 2,000 |
| Golfing "Hole in One" | 150 | 250 | 350 |
| Rental Car Excess | 500 | 750 | 1,000 |
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).
Travel Protect360 Promotion Terms And Conditions
- Between the dates 01 September 2020, 1200 and 30 September 2020, 1200 (both dates inclusive), enjoy 60% discount when you buy any new Single Trip plans.
- Between the dates 01 September 2020, 1200 and 30 September 2020, 1200 (both dates inclusive), enjoy 50% discount when you buy any new Annual Trip plans.
- This promotion is not valid with any on-going travel discounts, schemes or privileges.
- These promo codes are applicable for online purchase only via HL Assurance website at https://www.hlas.com.sg, and exclusively to participating partners.
- In addition, qualifying plan types are entitled to Free Gift during the promotion period.
- “Free Gift” are in the form of electronic voucher, promotion and/or discount codes provided by our Merchant(s) and will be emailed to the policyholder.
- Please note that each policy is only eligible for one (1) Free Gift and the Free Gift is while stocks last.
- The Free Gift are denominated in Singapore dollars and is not exchangeable for cash, other items or vouchers of other denominations.
- In the event where Policyholder has cancelled the policy after redeeming for the Free Gift, HL Assurance reserves the rights to request Policyholder to refund the Free Gift.
- HL Assurance is not the supplier and will not be liable for the goods and services provided by the Merchant(s) of the Free Gift.
- In case of any dispute, the decision of HL Assurance and the Merchant(s) shall be final.
Note: Swipe left or right to view the full table on your mobile screen.Travel Protect360 Single Trip Qualifying Plan Types Basic / Enhanced / Superior Free Gift(s) 1 $20 Off Hotel Booking Voucher Travel Protect360 Annual Trip Qualifying Plan Types Basic / Enhanced / Superior Free Gift(s) 1 $20 & $50 Off Hotel Booking Voucher 2 10% Car Rental Discount - Free Gift 1
- You will receive one Hotel Booking Promo Code (“HBPC”) for redemption at Agoda website (https://www.agoda.com/hlas).
- By utilising the HBPC at https://www.agoda.com/hlas thereof, you agree to be bound by Booking Holdings Inc terms and conditions.
- For qualifying Single Trip plan types, HBPC voucher has a value of $20 with a minimum spend of $250.
- For qualifying Annual Trip plan types, HBPC voucher has a value of $20 with a minimum spend of $250, and a value of $50 with a minimum spend of $500.
- HBPC is valid for booking by 31 December 2020 and check in by 30 June 2021.
- Free Gift 2
- You will receive one Car Rental Promo Code (“CRPC”) for redemption at The Hertz Corporation website (https://www.hertz.com).
- By utilising the CRPC at https://www.hertz.com thereof, you agree to be bound by The Hertz Corporation terms and conditions.
- CRPC provides up to 10% discount off rentals worldwide or as determined by The Hertz Corporation.
- HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
- In the event of any dispute, HL Assurance management’s decision is final.
- HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance is registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
- “HL Assurance” means HL Assurance Private Limited.
- HL Assurance’s Travel Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
Family Protect360
Up to 15% off
Free Health Screening
Valid till 30 September 2020
Family Protect360 provides you and your family the necessary protection during unpredictable events.
Find Out MoreFamily Travel Protect360 Benefits And Coverage
The Key Benefits of this plan are:
- Comprehensive worldwide family protection of from up to $500,000 to up to $350,000
- Inpatient and outpatient bill protection of from up to $5000 to up to $3500
- Free coverage for children in the family
- 15% no claims cashback every 12 months
- Special rates for GP consultation fee at islandwide clinics
Note: Swipe left or right to view the full table on your mobile screen.
| Sections | Coverage | Maximum Benefit Payable Currency (S$) |
|||||
| Bronze | Silver | Gold | Premier | Platinum | Diamond | ||
| 1 | Accidental Death and Permanent Total Disablement |
||||||
| Per Adult | 50,000 | 100,000 | 150,000 | 250,000 | 350,000 | 500,000 | |
| Per Child | 10,000 | 20,000 | 30,000 | 50,000 | 70,000 | 100,000 | |
| 2 | Accident Medical Expenses Reimbursement | ||||||
| Per Adult | 500 | 1,000 | 1,500 | 2,500 | 3,500 | 5,000 | |
| Per Child | 100 | 200 | 300 | 500 | 700 | 1,000 | |
| 3 | Child’s Education Grant | 3,500 | 7,000 | 10,500 | 17,500 | 24,500 | 35,000 |
| 4 | Parent’s Support Grant | 1,500 | 3,000 | 4,500 | 7,500 | 10,500 | 15,000 |
| 5 | No Claim Bonus | 15% | 15% | 15% | 15% | 15% | 15% |
| 6 | Family Cash Relief | ||||||
| Per Adult | 500 | 1,000 | 1,500 | 2,500 | 3,500 | 5,000 | |
| Per Child | 100 | 200 | 300 | 500 | 700 | 1,000 | |
| 7 | Income Protector | N.A. | N.A. | N.A. | 6,000 | 7,500 | 9,000 |
| Per Month | N.A. | N.A. | N.A. | 1,000 | 1,250 | 1,500 | |
| 8 | Home Care | N.A. | N.A. | N.A. | 2,500 | 3,500 | 5,000 |
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg)
Car Protect360
35% off
Complimentary car servicing
Valid till 30 September 2020
Don’t dream it. Drive it!
Drive away your new car with us protecting you and your family in it. With Car Protect360, you will always feel safe in that dream car of yours.
Car Protect360 Benefits And Coverage
What our Car Insurance Covers
Note: Swipe left or right to view the full table on your mobile screen.
| What Our Car Insurance Covers - Summary | Maximum Amount Covered |
| Loss or Damage to Your Car | |
| Loss or Damage by fire or theft |
|
| Loss or Damage by other insured causes including Act Of God, fallen object, riot, strike, flood, etc |
|
| Car accessories All audio, video and other standard equipment fitted into the car by the manufacturer or distributor at time the car was originally purchased |
|
| Car accident repairs Excess is halved if repairs are carried out at a HL Assurance Approved Workshop |
|
| Windscreen cover |
|
| Your Liability to Third Parties | |
| Damage to Third Party Property |
|
| Death or injury to Third Party |
|
| You or Your Passenger’s Medical Expenses | |
| Medical Expenses Coverage for the Policyholder, Authorised Driver and Passengers up to car legal seating capacity |
|
| Personal Accident Cover for Injuries in the Car | |
| Personal Accident benefits for the Policyholder, Authorised Driver and Passengers |
|
| Other Car Insurance Benefits Included | |
| Daily transport allowance (up to ten days if repairs exceed three days) |
|
| Towing after Accident |
|
| Authority to repair (for minor repairs) |
|
| 24 hours Automobile and Medical Assistance Services |
|
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).
Car Protect360 Promotion Terms And Conditions
Promotions
*Great Value Car Insurance Promotion Terms and Conditions
- Promotion refers to Great Value Car Insurance Promotion.
- Promotion is applicable after loadings and deduction of NCD (No Claims Discount) and Good Driver Discount.
- NCD Protector is not transferable to another insurer.
- NCD Protector will not protect vehicle owners against non-renewal or cancellation of their policy by their insurer.
- Promotion applies to new customers with NCD 30%, 40% or 50% who purchase Car Insurance policy from now to 30 September 2020, with both dates inclusive, (“promotion period”) via our website (https://www.hlas.com.sg) or Customer Care & Sales Hotline at 6702 0202 will be entitled to 25% off premium and a complimentary of either Car Inspection, Car Servicing or 2-in-1 Air-Con Treatment (“service”) if they fulfil the promotion requirements.
- HL Assurance reserves the right to top up the promotion with any service of any value and also to change or replace any offer service during and after the promotion period without prior notice.
- Complimentary car maintenance package (“service”) stated is valid for six (6) months from the purchase date of Car Protect360 policy.
- A Redemption Letter (“Letter”) will be sent to an Eligible Policyholder’s billing address (based on HL Assurance’s records), together with the Car Protect360 Policy within fourteen (14) working days after HL Assurance determines in its absolute discretion that the criteria under this Promotion have been met, barring any unforeseen technical delays.
- Each Eligible Policyholder is entitled to 1 free service. No requests for extension will be entertained by HL Assurance or the merchant and no extension will be granted.
- The original Letter must present at either VICOM Centres or Spark Car Centres upon redemption / utilisation.
- The Letter is non-transferable, non-exchangeable for other items of the same value, cash or discount.
- You must be between twenty-seven (27) years to sixty-four (64) years of age as of your last birthday to effect the Car Protect360 plan.
- All applications are subject to HL Assurance’s acceptance.
- Promotion with complimentary service is NOT eligible on the following conditions:
- Motor Schemes by authorized dealers.
- High performance cars, Coupe, Convertible, Sport vehicle model.
- High capacity car of more than 5000cc.
- Car with high value more than $300,000.
- Main or named Driver has less than two (2) years valid driving license and minimum two (2) years driving experience.
- Cars used for commercial purposes, hire, reward, rental or lease or as courtesy passenger vehicles.
- Cars with modifications.
- Cars with accidents and/or claims in the last three (3) years.
- Driver with license suspended or cancelled in the last three (3) years.
- Driver with No Claim Discount (NCD) of 0%, 10% or 20%.
- Car Insurance that have been declined, terminated or imposed with special terms by an insurance company.
- In case of any dispute, HL Assurance’s decision on all matters relating to this Promotion is final, conclusive and binding.
- HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
- HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance Pte. Ltd. Co. Reg. No. 201229558W.
- “HL Assurance” means HL Assurance Pte. Ltd.
Click here to view the Car Insurance brochure.
Application & Enquiry
- Telephone: 6702 0202 (Mondays to Fridays, 9 a.m – 6 p.m excluding Saturdays, Sundays and Public Holidays)
- Website: www.hlas.com.sg
Early Protect360
15% Discount
Free Medical Teleconsultation
Valid till 30 September 2020
Whether you are young or old, it is good to have an early start to Critical Illness protection. Covering only the Top major critical illnesses and accelerating payout for Early Stages will definitely help to relieve your financial burden.
Early Protect360 Benefits And Coverage
What our Early Protect360 Critical Illness Covers
Note: Swipe left or right to view the full table on your mobile screen.
| Sections | Coverage | Maximum Benefit Payable ($) |
| A | Early Stage Critical Illness | 30% of Sum Assured of Section B |
| 1 | Major Cancer | |
| 2 | Heart Attack of Specified Severity | |
| 3 | Coronary Artery By-Pass Surgery | |
| 4 | Open-Chest Heart Valve Surgery | |
| 5 | Open-Chest Surgery to Aorta | |
| 6 | Stroke with Permanent Neurological Deficit | |
| B | Advanced Stage Critical Illness | Sum Assured |
| 1 | Major Cancer | |
| 2 | Heart Attack of Specified Severity | |
| 3 | Coronary Artery By-Pass Surgery | |
| 4 | Open-Chest Heart Valve Surgery | |
| 5 | Open-Chest Surgery to Aorta | |
| 6 | Stroke with Permanent Neurological Deficit | |
| 7 | Angioplasty & Other Invasive Treatment for Coronary Artery | 10% of Sum Assured, Maximum S$25,000 |
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).
Early Protect360 Promotion Terms And Conditions
Promotions
- The promotion is between the dates 01 September 2020, 12am and 30 September 2020, 11:59pm (both dates inclusive).
- Customers who purchase any Early Protect360 insurance policy with “Monthly Pay” premium payment mode selection and utilise promo code “STAFFBENEFIT15” will be entitled to S$20 worth of FairPrice Vouchers (“Gift”).
- Customers who purchase any Early Protect360 insurance policy with “Yearly Pay” premium payment mode selection and utilise promo code “STAFFBENEFIT15” will be entitled to S$50 worth of FairPrice Vouchers (“Gift”).
- Customers who purchase any Early Protect360 insurance policy with “Lump Sum” premium payment mode selection and utilise promo code “STAFFBENEFIT15” will be entitled to S$200 worth of FairPrice Vouchers (“Gift”).
- Upon successful payment of policy, Qualified Customers will receive a redemption letter after fourteen (14) business days (excluding Saturday, Sunday and Public Holidays).
- All details and particulars submitted in the application form must be accurate, true and complete. HL Assurance is also not obliged to replace any FairPrice Vouchers where the email address provided by policyholder is invalid or incorrect.
- The Gift will be required to be refunded to HL Assurance should the Early Protect360 Insurance policy be terminated or cancelled within six (6) months
- The Gift is not transferable or exchangeable for cash, credit or any other item in part or in whole.
- HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.
- All vouchers and gifts are to be collected at HL Assurance Main office.
- Gift(s) are on a first-come-first-serve basis and while stocks last.
- HL Assurance may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or higher value.
- HL Assurance may vary the Terms and Conditions of this Promotion without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
- HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
- In the event of any dispute, HL Assurance management’s decision is final.
- HL Assurance full disclaimers, terms and conditions apply to individual products. © 2020 HL Assurance is a registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
- “HL Assurance” means HL Assurance Private Limited.
- HL Assurance’s Early Protect360 is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.
Underwritten by:
Malaysia
Hong Kong