Critical Illness Facts

Cancer Is The Leading Cause Of Death

Cancer cases have been rising over the years. In fact, 1 in 5 people living in Singapore may develop Cancer in their lifetime with an alarming 60% increase in those diagnosed with skin cancer under the age of 50.

Information Adapted from -patients-diagnosed-skin-cancer


Rising Healthcare Cost

Your Savings May Just Not Be Enough

With rising healthcare cost in Singapore, Critical Illness Protect360 Insurance helps ensures families can focus on recovery. Payout of the plan can also be used to cover the income loss during medical treatment and recovery. Securing the best critical illness insurance plan in Singapore is a wise decision that you can make.

Critical Illness Protect360 Insurance Benefits

Critical Illness Protect360 helps ensure that the families can focus on recovery in the event of an illness or death. The affordable cost and ease of securing a critical illness insurance policy makes this very important decision a simple one.

Financial Protection Against Illness

Eliminate Financial Concerns with Critical Illness Coverage

Do you know that 1 in 5 Singaporeans may develop Cancer in their lifetime? Get high coverage of up to S$2 million for all 37 critical illnesses such as Heart Attack, late stage Cancer and Stroke.


High Personal Accident Coverage

Preparedness is the Best Protection for Your Loved Ones

Accidents do happen when you least expect them. Receive financial support of up to S$2 million in the event of an Accidental Death or Permanent Disablement with our critical illness insurance policy.

Annual Health Screening

Facilitate Healthy Living

Critical Illness Protect360 provides all its policyholders with a free health screening once a year at our medical panel to make the protection complete.


Medical Second Opinion

Making the Best Decisions for a Peace of Mind

It is always useful to seek a second opinion to assist in making informed decisions about possible medical options. Critical Illness Protect360 provides a wide panel of specialists in Singapore for consultations on second opinions. The cost of the second opinion consultation will be borne by HL Assurance.

How Critical Illness Protect360 Insurance Works

John is 47 years old, a smoker and is the sole breadwinner for his family of four. His children are all studying and his wife stays at home to take care of his aging parents. He decides to purchase Critical Illness Protect360 which offers him annual free health screening and financial protection should a critical illness happen to him.

How Critical Illness Protect360 Insurance in Singapore Works

Benefits of Critical Illness Protect360 Insurance

Critical Illness Protect360 is an affordable health insurance plan in Singapore which provides you with financial protection against illness to ensure that your family can focus on what is more important – your treatment and recovery.


High Critical Illness


High Personal
Accident Coverage


Medical Second


Annual Health

Why You Should Choose Critical Illness Protect360?

  Excellent Customer Service

Customer Review by Hann Bin Lim

HL Assurance service is really top notched! Their customer service staff was very patient to explain the details and even offered to change certain areas in the policy to suit my needs. I am thoroughly satisfied and certain I made the right choice.

  Professional And Prompt Service

Customer Review by Shon Yap

Thank you for the personalised service and prompt attention. Most of all, your professionalism and going out of your way to help customers inspire trust in HL. Keep up the good work.

Critical Illness Protect360 Promotion Terms and Conditions

1. The Promotion is open to the following Participants:

  1. Singaporeans/ Permanent Residents or Foreigner with valid Work Pass, Student Pass, Dependent’s Pass or Long-Term Visit Pass residing in Singapore who are at least 21 years old.
  2. Participants who has successfully purchase Critical Illness Protect360 from the website ( though our direct marketing channels (Website, Email Marketing or Call Center) with a Policy Number during the Promotion Period. The promotion is not valid for purchases from HL Assurance’s intermediaries and/or partners.
  3. “Free Gift” entitlement is a Google Home Mini and/or S$40 NTUC Voucher(s). Please note that each Policy number is only eligible for one (1) Free Gift and the Free Gift is while stocks last
  4. Free Gift of NTUC Voucher(s) are denominated in Singapore dollars and is not exchangeable for cash, other items or vouchers of other denominations.
  5. Policy Number that has same email address and/or contact number will be void immediately.

2. Employees of HL Assurance Pte. Ltd. (“HL Assurance”), their immediate family members and any other parties directly involved in organizing, promoting, are not eligible to participate in the Promotion.

3. HL Assurance has the sole discretion to exclude any person from participating in the Promotion without any obligation to furnish any notice and/or reason.

4. By submitting the Critical Illness Protect360 application, participants agree to HL Assurance (“Company”) Policy on Personal Data, that all personal data provided to the Company or acquired by the Company from the public domain, as well as personal data that arises as a result of the provision of services to participants will be subjected to such Policy on Personal Data as may be varied from time to time. Further copies are available upon request or from the Company’s website (

Promotion Period

5. The Campaign Promotion period is valid from 11 March 2020. The campaign will cease once gifts are fully redeemed.

Redemption of Gift

6. Upon successful payment of policy with a valid Policy Number, qualified participants, a Redemption Letter will be emailed and/or sent to the qualified customer(s)’s email address recorded in the Policy Number.

7. All details and particulars submitted in the online application form must be accurate, true and complete to enable the mailing of the redemption letter to the indicated email and mailing address on the application. Incomplete or incorrect information provided during the submission will be disqualified for the gift redemption.

8. The gift(s) is not transferable, exchangeable for cash or any other items.

9. HL Assurance is not a supplier of the product(s)/services(s) offered and shall not bear any liability in relation thereto.

10. All vouchers and gifts are to be collected at HL Assurance Main office.

11. Gift(s) are on a first-come-first serve basis and while stocks last.


12. HL Assurance at any time, at its sole discretion and without prior notice; can vary, modify, delete or add to these terms and conditions.

13. In the event of any dispute, HL Assurance management’s decision is final.

14. This promotion is invalid in conjunction with other HL Assurance’s Insurance promotions, offers, staff cards or vouchers.

15. You consent that your personal data may be used by HL Assurance and its affiliates, and may be disclosed by HL Assurance to its affiliates to send you marketing and promotional information and materials by post and/or emails.

16. HL Assurance’s Critical Illness Protect360 Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. Please refer to the policy wording for full details.

17. This policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( or This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

Benefits And Coverage