Protect your property with a 40% discount including mortgaging interest of the finance companies against loss or damage to the building by the insured perils such as Flood or Fire.
Get covered for your home’s fixture and fittings such as bathroom suites, kitchen units and built-in cabinets when an unfortunate accident occurs.
Secure your Assets with us
Coverage against Fire, Lightning and Insured perils
Provides coverage for loss or damage to a structure damaged or destroyed in a fire so that you don’t have to pay and fix the damage to your walls, electrical wiring, HDB water pipes and so on.
Start Anew without Financial Burden
Property Protect360 provides reimbursement for the costs incurred for professional fees of architects, engineers or surveyors to restore your Home if damage is caused by an insured peril and the cost of removing debris.
Relieve Property Owners of Repair Work
Get protected against water discharged from overflowing or leaking from pipes, water systems, roof, roof gutters and downpipes.
Property Protect360 provides comprehensive protection to your valuable asset your Home.
Residential Premises
Protection
Fixtures and Fittings
Coverage
Water Leakage
Professional Fees and
Debris Clearance
Customer Review by William Lian
Support was rather quick. Have been insuring with HLAS for the past few years and so far very pleased with their product and customer service.
Customer Review by Cheng Mun Phua
HL Assurance relationship officer has been very helpful and patience to listen, guide, share and advise the consumer on the policy that address his needs.
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| Coverage |
| It covers Residential Premises under Mortgage Finance including Fixtures and Fittings. Includes :
It also covers Professional Fees and Debris Clearance. |
| Extraneous Perils Includes :
|
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).
A: The Insured should file the report to Insurance Company as soon as possible and submit the written claims within fourteen (14) days. The Insured must also inform the Insurance Company on any other insurance policies, if any.
A: Property Protect360 Insurance protects the owner of the property including mortgaging interest of the finance companies against loss or damage to the building by the insured perils.
A: Generally, the owner of the building is required to effect the cover instead of the tenants.
A: Property Protect360 Insurance for building provide cover against loss or damage by:
A: It does not cover:
A: We do not encourage you underinsure. If the sum insured decided by an Insured is below the reconstruction or replacement cost of building the property, insurers will normally apply an average to the partial or total loss.
A: Generally, the bank will determine the sum insured.
At the occurrence of the incident, please contact us at 6922 6003.
Property / Fire Claim Form (PDF)
You can submit the above original documents to substantiate your claim by fax at 6224 1923 or email at claims@hlas.com.sg or post to HL Assurance office at 11 Keppel Road #11-01 ABI Plaza Singapore 089057.
