Fires are thankfully rare in Singapore; but still, the Singapore Civil Defence Force (SCDF) responded to 2,818 fires last year. It’s quite clear that house fires are a real threat; and in fact, one of the fire fatalities last year was from a residential unit (Hume Avenue). Here are some of the painful lessons in…
Singaporeans are lucky enough to live in a safe geographic location. We don’t face typhoons, earthquakes, or tsunamis. Unfortunately, that makes us more than a little complacent about home insurance. And when these unexpected disasters strike, they strike hard. Here’s what many of us don’t realize: The fire is bad, but what comes after is…
Tips for lowering your electricity bill in Singapore Many people in Singapore unknowingly consume a lot more electricity than they should. As a result, a large number of households pay significantly more for utilities than necessary. Here are some steps everyone in Singapore can take to reduce their electricity consumption and lower their monthly bills. Know…
The Differences between Fire Insurance and Home Contents Insurance Most of the belongings you will pay for in your lifetime are stored in your home. This means that should something disastrous happen to your home, you could lose everything you own. Despite the crushing magnitude of such a loss, few Singaporeans adequately insure the contents…
Home Contents Insurance can help protect beyond just your house. How familiar are you with the terms commonly found in a home insurance policy? Take this quiz to put your home contents insurance knowledge to test. Click on below image to take the quiz.
According to the Singapore Police Force, there were 547 cases of burglary cases and related crimes, and 2952 cases of fires in residential premises in 2013. With home contents insurance, you’re guaranteed some form of recovery for such loss and damages. HL Assurance offers three comprehensive home content plans that cover all the possible risks…
Singaporeans certainly do love their homes, and why not? After spending a significant amount of money just to purchase a home, there’s still the refurbishing of the home to take into account. We’ve previously looked at how much Singaporeans spend on home renovations, and it’s certainly not a small sum at all. After spending all…
Being one of the nations with the lowest unemployment rates according to (Top 5 countries with the lowest unemployment, 2014)1 and a cosmopolitan country with no natural disaster, citizens enjoy best-class housing in Singapore. Although homes in Singapore are shielded from a natural disaster, unexpected events like burglary (Break-In) or water pipe leakage cases, for…
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