According to the Singapore Police Force, there were 547 cases of burglary cases and related crimes, and 2952 cases of fires in residential premises in 2013. With home contents insurance, you’re guaranteed some form of recovery for such loss and damages.
HL Assurance offers three comprehensive home content plans that cover all the possible risks of owning a home.
The plans cover water leakage damage, damages caused by lightning and theft losses as well as other accidental loss and damages, subject to terms and conditions.
This includes loss of money kept in locked drawers, damages to the furniture and electrical appliances, damages to fixtures and fittings, damages to fixed glass and mirrors, removal of debris and even spoilage of food and drinks in malfunctioned refrigerators. For example, if your home was broken into, and the items stolen were worth $50 000, you will be fully compensated under a Home Protect360 Insurance policy.
Ensuring complete coverage and protecting your home lifestyle, HL Assurance also offers complimentary home concierge services including air-con repair, plumber, pest-control as well as optional covers that you can add on to your plan. Other optional covers also allows you to claim the optional sum of up to $2,500 per item for the loss or damage of any valuables not just in your home, but anywhere in Singapore.
With our Home Protect360 plan, instead of building anxiety, you will be assured that any damages due to unforeseen events will be taken care of by us and losses of home items reduced to a minimal.
By Pang Wee Ya
Disclaimer: All info contained herein is intended for your general information only and is not a substitute for insurance advice. If you have a specific question, please consult our insurance experts at 6702 0202.