So you’ve bought a home and are now ready to transform it into your dream home. Doing research on interiors that inspire you and hiring interior designers or contractors to overhaul your space can be exciting, but also expensive. Before you begin renovations, here are five tips and tricks that can save you from regrets…
Purchasing an investment property that enables you to earn a rental income is a big milestone in life.But as much as you might be anticipating the passive income to be earned, never rush to rent out a property until you are sure it is adequately insured. Here is how landlord insurance can protect you and…
With the promise of good design, expensive materials and quality craftsmanship, luxury and branded goods do not come cheap. However, costly as Gucci, Prada, Hermes, and Louboutins may be, not every piece needs to be covered against theft, loss or damage. Here’s what you should consider Pros and Cons of Insuring Your Branded Possessions There’s…
Fires are thankfully rare in Singapore; but still, the Singapore Civil Defence Force (SCDF) responded to 2,818 fires last year. It’s quite clear that house fires are a real threat; and in fact, one of the fire fatalities last year was from a residential unit (Hume Avenue). Here are some of the painful lessons in…
Buying a new home is a complex process, and involves plenty of form-filling, credit requests, and loan comparisons. In the midst of all the bureaucracy, it’s easy to forget about insurance. As your home is the most expensive thing you’ll probably buy, don’t forget to protect it with the right policies. Here’s what most new…
Singaporeans are lucky enough to live in a safe geographic location. We don’t face typhoons, earthquakes, or tsunamis. Unfortunately, that makes us more than a little complacent about home insurance. And when these unexpected disasters strike, they strike hard. Here’s what many of us don’t realize: The fire is bad, but what comes after is…
The Differences between Fire Insurance and Home Contents Insurance Most of the belongings you will pay for in your lifetime are stored in your home. This means that should something disastrous happen to your home, you could lose everything you own. Despite the crushing magnitude of such a loss, few Singaporeans adequately insure the contents…
According to the Singapore Police Force, there were 547 cases of burglary cases and related crimes, and 2952 cases of fires in residential premises in 2013. With home contents insurance, you’re guaranteed some form of recovery for such loss and damages. HL Assurance offers three comprehensive home content plans that cover all the possible risks…
Singaporeans certainly do love their homes, and why not? After spending a significant amount of money just to purchase a home, there’s still the refurbishing of the home to take into account. We’ve previously looked at how much Singaporeans spend on home renovations, and it’s certainly not a small sum at all. After spending all…
Being one of the nations with the lowest unemployment rates according to (Top 5 countries with the lowest unemployment, 2014)1 and a cosmopolitan country with no natural disaster, citizens enjoy best-class housing in Singapore. Although homes in Singapore are shielded from a natural disaster, unexpected events like burglary (Break-In) or water pipe leakage cases, for…